Explanation
The SIP calculator estimates how a fixed monthly investment may grow over time. Enter the monthly amount, expected annual return, and duration to see the projected maturity value, total investment, and estimated returns. Indian investors can use it for goals such as retirement planning, education funding, home down payment planning, or comparing different monthly contribution amounts. The calculator applies a standard future value formula and assumes that every SIP contribution is made regularly. It is helpful for quickly understanding compounding, but it does not predict market returns. Mutual fund performance can change due to market volatility, expense ratios, tax rules, and fund-specific risks.